housing loan

Find out how to check home loan eligibility, what happens if your housing loan application is rejected and how you can use loan eligibility calculators such as LoanCare to avoid or minimise loan rejections in Malaysia.

Securing a lower home loan interest rate can save buyers significantly. Financial Faiz shares expert tips, from boosting your credit score to comparing loan packages, to help you negotiate better terms and reduce borrowing costs.

Many Malaysians are still confused over the current Standardised Base Rate (SBR), which replaced the Base Rate in 2022. In this article, we dissect the differences between SBR, BR and BLR and explain how these rates affect your housing loan.

Hibah for secured properties or Hibah Bersyarat Rumah Bercagar (HBRB) is one of the preferred instruments of property planning to avoid inheritance disputes in the future.

We take a look at the differences between the Perfection of Transfer and Perfection of Charge, the legal fees and stamp duty payable as well as the parties involved.

Previously, banks in Malaysia have been imposing a loan documentation fee of up to RM600 when processing housing loans. However, in Feb 2023, Bank Negara Malaysia (BNM) issued a notice for banks to cease charging loan documentation fees, much to the relief of property stakeholders.

Talks of the Government wanting to promote second-generation or dual-generation loans or housing loans is currently prevalent in Malaysia. This article takes a look at why such a proposal is not recommended as it would bring more harm than good to homeowners.

What happens when we need to cancel the loan application for our property purchase in Malaysia? Does cancelling a home loan application affect my credit score? Read this to find out!

Despite what many people think, applying for a house loan can be an easy and seamless process if you’ve prepared all the necessary documents. We’ve made it even easier for you by summarising the essentials of the loan application.

You don’t earn a fixed income and find it difficult to get a home loan? Let's apply for the Housing Credit Guarantee Scheme (HCGC) and find out the eligibility requirements.