first home

Despite what many people think, applying for a house loan can be an easy and seamless process if you’ve prepared all the necessary documents. We’ve made it even easier for you by summarising the essentials of the loan application.

Applying for a housing loan is a lengthier process for a self-employed or freelancer in Malaysia. However, it doesn’t necessarily mean it’s difficult, especially when you have all the non-standard documents ready!

Here’s a 12-step checklist where we include the latest housing schemes and government incentives, home financing updates, as well buying tips to help you make the best purchasing decision.

We take a look at the differences between the Perfection of Transfer and Perfection of Charge, the legal fees and stamp duty payable as well as the parties involved.

Applying for a housing loan can be tedious, overwhelming, and oftentimes a lengthy process. However, with the right prep work, you can speed up the process and increase your chances of getting approved.

iProperty.com.my telah menemubual penulis kewangan peribadi, Suraya Zainudin dari Ringgit Oh Ringgit untuk mendapatkan nasihat kewangan untuk pembaca kami yang ingin mengetahui cara terbaik untuk membelanjakan Duit Raya mereka.

iProperty.com.my spoke to personal finance content creator, Suraya Zainudin of Ringgit Oh Ringgit to obtain some financial advice for our readers who are looking for the best ways to spend their Duit Raya.

iProperty.com.my spoke to personal finance YouTuber, Suyin Ong to obtain some advice for our readers who are considering their first home purchase. Here are her top tips to help aspiring home buyers determine if they are financially ready.