opr

What do we understand about OPR and its effect on housing loans and repayment? Let's delve into this important topic and break it down for you.

If you are torn between buying a home in 2023 or to continue renting before getting onto the property ladder, then this article is for you.

Many Malaysians are still confused over the current Standardised Base Rate (SBR), which replaced the Base Rate in 2022. In this article, we dissect the differences between SBR, BR and BLR and explain how these rates affect your housing loan.

BNM said that at the current OPR level, the monetary policy stance is slightly accommodative and remains supportive of the economy and the MPC continues to see limited risks of future financial imbalances.

The Overnight Policy Rate (OPR) has been increased by Bank Negara Malaysia (BNM) by 25 basis points from 2.75% to 3% on 3 May 2023. Let's take a look at how this will affect your home loan.

Check out the latest interest rates, Standardised Base Rate (SBR), Base Rate (BR) and Base Lending Rate (BLR) in Malaysia, which have been revised upward due to the Overnight Policy Rate (OPR) hike in September 2022.

Here’s a 12-step checklist where we include the latest housing schemes and government incentives, home financing updates, as well buying tips to help you make the best purchasing decision.

According to Bank Negara Malaysia (BNM), a new Standardised Base Rate (SBR) will replace the Base Rate (BR) for new retail floating-rate loans in Malaysia. The revised Reference Rate Framework will be effective on 1 August 2022.