mortgage

Property stamp duty can be one of the biggest hidden costs when buying a home in Malaysia. This guide shows you how to calculate stamp duty Malaysia in 2026 across the SPA, MOT or DOA, and loan agreement, plus the legal fees to budget for. It also covers key Budget 2026 updates, exemptions, self assessment changes, and how to pay without triggering late penalties.

Confused about why your home loan instalments keep changing? This 2026 guide explains Malaysia’s Standardised Base Rate, how it differs from BR and BLR, and how each affects your real borrowing cost. Learn how SBR links to OPR, what spreads mean, and how to compare loans confidently.

For those who are planning to purchase a home in 2023, these tips can help you avoid loan rejection from the get-go. Remember, you will have to wait between 3-6 months before applying for another home loan. 

If you are torn between buying a home in 2023 or to continue renting before getting onto the property ladder, then this article is for you.

Hibah for secured properties or Hibah Bersyarat Rumah Bercagar (HBRB) is one of the preferred instruments of property planning to avoid inheritance disputes in the future.

Let's take a quick look at the Takaful insurance products in Malaysia – MRTT and MLTT. We go over their respective pros and cons, the cost of each mortgage insurance as well as other important information for homebuyers in Malaysia.

CCRIS and CTOS are key credit reports used by Malaysian banks for home loan approvals. CCRIS shows your recent 12-month repayment history, while CTOS provides a broader credit profile and a 300-850 score. Managing both improves your approval chances in 2026.

We go over the pros and cons of MRTA and MLTA to help you decide which mortgage insurance offers better protection.

Buying a house in Malaysia usually means getting a housing loan from a bank to finance your property. But many people don’t have an idea of how much home loan they can borrow based on their income. To get an idea of just how much the banks will fund you for your property purchase, check out this article.

If you are retired and looking to purchase another property by applying for a home loan in Malaysia or secure financing during your retirement, then this guide could help shed some light on what and where to seek information from.