Advertiser optionsiProperty PRO
ccris
How to Improve CTOS Score Before Applying for a Home Loan?
A CTOS score is a three-digit credit rating (300-850) used by Malaysian banks to assess your loan risk. In 2026, a higher score improves your chances of home loan approval and better interest rates, while a lower score can lead to stricter terms or rejection.
9 Feb 2026
What Is CCRIS? A 2026 Guide to Credit Health & How to Check Your Credit Report in Malaysia
Understand what CCRIS is, how it affects loan approvals in 2026, and how it differs from CTOS. Learn how to check your eCCRIS report, fix common issues, and build a strong 12-month repayment record to improve your home loan eligibility and interest rates in Malaysia.
18 Sep 2024
(Part 2) Housing loan checklist: 4 documents you need to prepare if you’re a self-employed person
Buying a house as a self-employed person can be more challenging than a regular salaried individual but that doesn’t mean it’s impossible. You can get a housing loan with the right documentation.
28 Jun 2021
Sign up and stay updated
Get the latest property insights from industry experts and real estate guides in Malaysia.
By subscribing, you consent to receive direct marketing from iProperty.com Malaysia Sdn Bhd (iProperty), its group of companies and partners. You also accept iProperty’s Terms of Use and Privacy Policy including its collection, use, disclosure, processing, storage and handling of your personal information.