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Property stamp duty can be one of the biggest hidden costs when buying a home in Malaysia. This guide shows you how to calculate stamp duty Malaysia in 2026 across the SPA, MOT or DOA, and loan agreement, plus the legal fees to budget for. It also covers key Budget 2026 updates, exemptions, self assessment changes, and how to pay without triggering late penalties.

Memorandum of Transfer (MOT) is one of the first and last pieces of documents that every house buyer will sign in their ownership of a property, while stamp duty is a tax imposed on documents in the sale or transfer of a property.

We take a look at the differences between the Perfection of Transfer and Perfection of Charge, the legal fees and stamp duty payable as well as the parties involved.

*This article was updated on 3 July 2022.

We know that owning a property requires us to follow a set of procedures in order to avoid any unforeseen circumstances. It is the same thing when you want to transfer the ownership of your property to a family member. This article will shed some light and provide the necessary information to make the property ownership transfer smoother.

在本文中，我们将介绍购房者在完成一项房屋交易时需要完成或签署的各种文件，包括买卖协议、MOT（转让备忘录）、MC（管理机构）和转让契约。

Buying a home in Malaysia in 2026 requires careful financial planning, from preparing 15%–18% upfront cash and checking your DSR to securing bank approval and signing the SPA. This step-by-step guide explains loan rates, stamp duty exemptions, legal documents, and final handover so you can purchase with clarity and confidence.

28 JULY, KUALA LUMPUR