For Malaysians looking at affordable housing in the Federal Territories, RUMAWIP has long been one of the programmes available to prospective homeowners. The programme is now known as Residensi Wilayah, offering eligible buyers homes priced at up to RM300,000 in Kuala Lumpur, Putrajaya, and Labuan.
However, qualifying involves more than meeting the income limit. Applicants must meet specific eligibility criteria, choose from projects open for application, and understand conditions that may affect the property after purchase, including the 10-year ownership moratorium.
This guide explains how RUMAWIP works in 2026, including who can apply, income limits, current projects and prices, the application process, required documents, and key ownership restrictions.
<a href=”https://www.iproperty.com.my/property-for-sale”><strong>Search properties for sale in Malaysia and compare available homes.</strong></a>What Is RUMAWIP And Is It Still Available In 2026?
RUMAWIP stands for Rumah Mampu Milik Wilayah Persekutuan and was introduced to expand access to affordable homeownership in the Federal Territories. Under the current Residensi Wilayah framework, the Government aims to deliver 80,000 housing units between 2019 and 2028.
Rather than being a single housing development, Residensi Wilayah covers multiple projects by participating developers. Each development can differ in location, unit size, layout, facilities, number of units, and completion timeline, so applicants should compare individual projects before applying.
Who Is Eligible To Apply For RUMAWIP?
Before looking at individual projects, check whether you meet the basic eligibility requirements.
According to the official Residensi Wilayah portal, applicants must meet the following criteria:
The programme’s detailed policy also states that a household should generally not already own a residence in a Federal Territory. However, there are specified exceptions, including homes acquired through inheritance, a will, or hibah. Certain owners of low-cost housing may also apply subject to the conditions set out in the policy.
Meeting the basic criteria does not automatically mean an applicant will receive a unit. Applicants must complete the required process and their applications are subject to assessment.
What Is The RUMAWIP Income Limit?
Income remains one of the main eligibility requirements.
For an individual who is single or does not have a family household, gross household income must be RM10,000 per month or below. For a married household, the combined gross income of the husband and wife must be RM15,000 per month or below.
The programme policy indicates that gross household income includes allowances and commissions, so applicants should not look only at their basic salary when checking eligibility.
Only one application is allowed per household, which is particularly important for married couples considering applying separately.
Where Are Residensi Wilayah Projects Located?
Residensi Wilayah covers Kuala Lumpur, Putrajaya, and Labuan, rather than Malaysia as a whole.
Within Kuala Lumpur, projects may be available across different parliamentary constituencies and neighbourhoods. Current listings include developments in Kepong, Wangsa Maju, Seputeh, Bandar Tun Razak, Setiawangsa, and other locations. Putrajaya projects are also listed on the official portal.
Instead of choosing a project based solely on its RM300,000-or-below price, buyers should consider the location in relation to their workplace, public transport, schools, daily amenities, and family needs.
The development’s surrounding road network, expected completion date, number of units, and overall density are also worth checking before applying.
How Much Does A Residensi Wilayah Home Cost?
Residensi Wilayah homes have a maximum selling price of RM300,000 per unit. However, this does not mean that every project has exactly the same selling price, size, layout, or specifications.
Here are some Residensi Wilayah projects currently available for buyers to compare:
| Project | Location | Built-Up Area | Property Type | Total Units | Expected Completion | Listed Price |
| RESIDENSI RADIUM EVARA | Kepong, Kuala Lumpur | 800 sq ft | Apartment | 239 | 30 April 2032 | RM300,000 |
| RESIDENSI ARA MELATI | Wangsa Maju, Kuala Lumpur | 800 sq ft | Apartment | 725 | 30 June 2030 | RM 299,960 |
| RESIDENSI KIRANA SALAK SELATAN | Seputeh, Kuala Lumpur | 852 sq ft | Apartment | 849 | 31 March 2031 | RM 299,990 |
| Residensi Aman Madani | Bandar Tun Razak, Kuala Lumpur | 900 sq ft | Apartment | 2516 | 31 December 2028 | RM300,000 |
| Residensi Tepian Tasik (Lake Side Homes) | Bandar Tun Razak, Kuala Lumpur | 869 sq ft | Apartment | 593 | 27 August 2030 | RM300,000 |
| Residensi Metropolitan Kepong (Residensi Wilayah) | Kepong, Kuala Lumpur | 800 sq ft | Apartment | 552 | 30 September 2028 | RM300,000 |
| Residensi Awani 6 | Setiawangsa, Kuala Lumpur | 800 sq ft | Apartment | 638 | 27 Feb 2029 | RM300,000 |
| Residensi Wilayah Sentral | Putrajaya | 850 sq ft | Apartment | 1336 | 31 March 2028 | RM300,000 |
| Residensi J Satin (Fasa 2) – Block A & B | Wangsa Maju, Kuala Lumpur | 800 sq ft | Apartment | 1532 | 8 December 2027 | RM300,000 |
| Residensi Desa Timur | Bukit Bintang, Kuala Lumpur | 800 sq ft | Apartment | 1218 | 1 August 2027 | RM300,000 |
These projects were listed as open for application on the official portal at the time of writing. Availability may change, so applicants should check the portal for the latest project status.
<a href=”https://www.iproperty.com.my/apartment-for-sale”><strong>Find apartments for sale in Malaysia that match your needs and budget. </strong></a>What Types And Sizes Of RUMAWIP Homes Are Available?
RUMAWIP, now known as Residensi Wilayah, offers strata homes designed with three bedrooms and two bathrooms. The standard home also includes a kitchen, living room, dining room, and yard.
The built-up area and other specifications can vary by development. For example, some current projects offer units starting from 800 sq ft, while others provide larger layouts. Parking allocation may also vary between projects.
Depending on the development, shared facilities may include a swimming pool, gymnasium, multipurpose hall, surau, childcare facilities, playground, laundry area, and other amenities.
Buyers should therefore compare the actual unit layout, parking allocation, facilities, maintenance requirements, and development density rather than assuming every RUMAWIP home follows the same specifications.
How Do You Apply For RUMAWIP?
Applications for Residensi Wilayah are made online through the official portal.
The general process is:
- Register for an account on the official Residensi Wilayah portal.
- Complete your personal profile.
- Select the Residensi Wilayah project you want to apply for.
- Upload the required supporting documents.
- Check your application status by logging into your account.
- Wait for the application outcome.
The Secretariat will review the application and send the outcome to the applicant’s registered email address. The result may indicate that the application is successful, unsuccessful, or incomplete.
An application is valid for one year from the date the complete supporting documents are uploaded. Applicants should therefore ensure that the documents are submitted correctly and monitor their application status through the portal.
What Documents Are Required For A RUMAWIP Application?
Applicants are required to upload supporting documents after registering and selecting a project.
The documents required can depend on the applicant’s circumstances, including whether they are single or married and their employment situation. Applicants should follow the current document checklist provided through the official Residensi Wilayah application portal.
It is important to provide accurate information. The Residensi Wilayah policy states that an offer may be cancelled if an applicant is found to have submitted false documents.
Applicants should also make sure their income information reflects their actual gross household income, including relevant allowances and commissions.
Can You Sell A RUMAWIP Property?
Residensi Wilayah comes with an important ownership restriction that buyers should consider before purchasing.
A 10-year moratorium applies to the property. During this period, the home cannot generally be transferred or sold without Government permission. The official eligibility conditions provide an exception for transfers to close family members, specifically a spouse or children, subject to the applicable requirements.
The detailed programme policy also states that Residensi Wilayah homes cannot be rented to non-Malaysian citizens.
These restrictions mean buyers should consider their longer-term plans before committing. If you expect to relocate, upgrade your home, or sell within a few years, understand the moratorium conditions before signing the Sale and Purchase Agreement (SPA).
<a href=”https://www.iproperty.com.my/property-insights”><strong>Get the latest Property Insights for Malaysia’s property market. </strong></a>Are Residensi Wilayah And Residensi MADANI The Same?
Residensi Wilayah and Residensi MADANI are two separate affordable housing programmes administered within the Federal Territories. Residensi MADANI was introduced as a complementary programme to the existing Residensi Wilayah scheme.
Applicants should compare the two programmes before applying. Importantly, the official Residensi MADANI application guidelines state that someone who has already applied for a Residensi Wilayah project cannot subsequently apply for a Residensi MADANI project.
What Should You Check Before Buying A Residensi Wilayah Home?
A Residensi Wilayah home may come at an affordable price, but the right project should also work for your everyday needs and long-term plans. Before applying, compare these factors carefully:
- Location And Connectivity: Check commuting times, nearby public transport, road access, and whether the location works for your daily routine.
- Unit Size And Layout: Compare the built-up area, room sizes, storage, yard, balcony, and overall layout with your household’s needs.
- Parking Allocation: Confirm how many parking spaces are provided with the unit and whether this will be sufficient for your household.
- Development Density: Check the total number of units, blocks, lifts, and units per floor, as these can affect everyday convenience.
- Facilities And Maintenance Costs: Consider which shared facilities are provided and the maintenance fees you may need to budget for after moving in.
- Expected Completion Date: For projects under construction, check when the development is expected to be completed and whether the timeline fits your housing plans.
- Financing And Ongoing Costs: Assess your expected monthly loan repayment alongside maintenance charges, sinking fund contributions, utilities, insurance, and other homeownership expenses.
- Ownership Restrictions: Consider the 10-year moratorium carefully, particularly if you may need to sell the property or transfer it before the restriction ends.
Comparing these factors across available projects can help you choose a Residensi Wilayah home that fits both your current budget and longer-term housing needs.
Planning Your RUMAWIP Home Purchase
RUMAWIP, now known as Residensi Wilayah, can provide eligible Malaysians with a more affordable route to owning a home in Kuala Lumpur, Putrajaya, or Labuan. However, meeting the income limit is only one part of qualifying, with citizenship, age, household circumstances, and other eligibility requirements also applying.
Before choosing a project, look beyond the price of up to RM300,000. Compare the location, unit size and layout, parking, facilities, expected completion date, ongoing costs, and financing affordability. The 10-year moratorium should also form part of your longer-term planning.
If the programme suits your needs and circumstances, review the latest projects and requirements on the official Residensi Wilayah portal before applying. Project availability can change, so checking current information can help you make a more informed choice.
Want to estimate your monthly home loan repayments? Use the Mortgage Calculator to estimate your monthly repayments and budget with confidence.