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6 family homes that won't cost you more than RM3,500 per month



You want to be the king of your own castle, but the current housing market is not for the faint-hearted or financially-unready. Should you have the purchasing power however, here are a few new residential launches in the Klang Valley worth checking out.

There is no escaping the ‘growing pains’ of climbing up the corporate ladder in a bid to increase your earning power. Now that you have achieved some form of financial stability, it is inevitable for you and your spouse to start thinking about expanding the family and getting a home of your own.

There is no denying that everyone will have a different idea of what constitutes as a starter home for a family. But in general, it is one that will be able to accommodate at least 3 people comfortably and is located somewhere you will be happy living in for roughly 5-7 years before you and your family may outgrow it.

FIND OUT IF YOU ARE READY: Buying a house together? Read our 4 tips first

There are various considerations when searching for a family home and many prospective homebuyers are uncertain whether they are getting their money’s worth.

In this issue, we present to you 6 urban homes which might just fit the bill in terms of affordability and size:

1) Built-up sizes exceeding 800 sq ft & with at least 2 bedrooms – These measurements are bigger than the ideal of urban family home (800 sq ft) according to an industry expert. 

2) A monthly instalment not exceeding RM3,500 – Using the housing cost burden or 30% rule as a rough benchmark, your monthly housing expenses should not exceed 30% of your household income. So, say if your repayment is RM2,500, you and your partner should be collectively bringing home at least RM8,350. Ultimately, you should have had saved up a sizable nest egg too for other home-related expenses including the downpayment, cost of home renovations, legal fees, etc.

You all set? Right, let’s dive in then!

NOTE: The monthly instalment calculations were made using our home loan calculator, utilizing the following terms: 30-year loan tenure at a 4.4% interest and a 10% downpayment. Meanwhile, the recommended household income utilises the housing cost burden or 30% rule, where the stated minimum sum equals 30% of the calculated monthly instalment. 

#1 Sapphire 9@Cheras Permai

What you get: Priced from RM455,000, a 3-bedroom unit measuring 1,091 sq ft will cost purchasers RM2,051 per month. 

Sapphire 9 is a high-rise condominium project located in Taman Suntex, Cheras Batu Sembilan. With only 150 units in total, Sapphire 9 is low density to a T and located just a stone throw away is the Hulu Langat interchange which opens into the Cheras-Kajang Expressway. 

Recommended household income: Minimum RM6,837

The neighbourhood vibe: Cheras 9th Mile is a matured neighbourhood with plenty of amenities to offer including the Cheras Giant Hypermarket, clinics, schools and local eateries. A major plus point for those living in the area is that inter-city commute is made all the easier with the MRT Line 1 (Sungai Buloh-Kajang Line), which has been fully operational since July 2017. In fact, to date, Cheras is the township with the most MRT stations in the Klang Valley! There are 11 stations in total servicing this suburb; from Cochrane to Bukit Dukung.

Sapphire 9 is located roughly 1.1 km away from the Taman Suntex MRT station. Source:

MORE: 10 things you didn’t know about the MRT

#2 Residensi Suasana@Damai

What you get: With prices starting from RM534,200, a 3-bedroom unit measuring 1,074 sq ft will cost purchasers RM2,408 per month. There are a few layout options available and all units feature 3 bedrooms and 2 complimentary carparks.

Recommended household income: Minimum RM8,027.

Promotions: Booking fee of RM3,000; Free legal fees for SPA signing & complimentary air-conditioning units. 

The neighbourhood vibe: Damansara Damai is an upcoming neighbourhood located to the west of Bandar Sri Damansara and Desa Park City. Meanwhile, Sungai Buloh resides to its east and Kota Damansara is its southern neighbour. Damansara Damai actually borders two urban parks with jungle trails, namely Taman Rimba Ria and the Kota Damansara Community Forest Reserve.

Residents in this area will get to enjoy mouth-watering cuisines, which include Chinese, Malay, Indian, Thai and Western. One particular restaurant worth frequenting is Khun Thai Simply Thai Cuisine located in the nearby Aman Puri.

#3 AERA Residences

What you get: A 3-bedroom unit measuring 1,010 sq ft (including accessory parcel) costs a maximum of RM580,000, thus costing you RM2,614 per month. 

Bordering Petaling Jaya and Bandar Sunway, Aera Residences is the brainchild of Chin Hin Property Development. It is a pretty low-density development with 752 units spread across 5.5 acres. Considering the same loan criteria as above, a 2 bedroom unit measuring 718 sq ft (including accessory parcel) is priced at a very attractive RM375,000; where purchasers commit only RM1,690 monthly. 

Recommended household income: Minimum RM8,714.

The neighbourhood vibe: The beauty of living in Bandar Sunway is its connectivity to various other main suburbs in the Klang Valley and an abundance of amenities. Renowned educational facilities such as Sunway University, Inti University and Taylor’s University are located within a 10 km radius. Nearby shopping hotspots include AEON Big Subang, Subang Parade, Sunway Pyramid and Empire Shopping Gallery while popular recreational parks which include Extreme Park Sunway, Subang Ria Recreational Park and Sunway Lagoon Theme Park are just around the corner. 

#4 PJ Midtown

What you get: A 2-bedroom unit is currently going for RM730,000, translating to roughly RM3,290 per month. PJ Midtown boasts a strategic location and it is right smack in the middle of Seksyen 13, Petaling Jaya.

Recommended household income: Minimum RM10,967.

Promotions: The developer is throwing in freebies such as kitchen cabinets, kitchen hood and hob, air-conditioning units, built-in wardrobes and water heating system for bathrooms.

The neighbourhood vibe: Petaling Jaya is a crowd favourite among Malaysian millennial homebuyers as it not only enjoys close proximity to the city centre but is also a treasure trove for tasty local food, quirky cafes and a variety of malls such as One Utama, The Curve and Sunway Pyramid. Although the traffic congestion woes are on par with that of Kuala Lumpur, Petaling Jaya’s condos have the distinct advantage in terms of property pricing while offering similar facilities and amenities as its capital counterparts.

Thus it is not surprising that Petaling Jaya emerged as the most searched for area for aspiring condominium purchasers in Selangor.

#5 Paisley Serviced Residences, Tropicana Metropark

An aerial view of the overall Tropicana Metropark development, which has direct access from the Federal Highway via the Metropark-Subang Link.

What you get: A 976 sq. ft. unit is priced from RM680,000 onwards, where purchasers have to fork out RM3,065 monthly.

Paisley Residences is a serviced apartment project within Tropicana Metropark, an integrated development which bagged the Best Mixed Development award at iDEA 2017. Paisley residences offer square footages between 601 – 1,491 sq. ft. The 914 to 976 sq ft range will be more suitable for young families and couples in terms of price and space.

Recommended household income: Minimum RM10,216.

Promotions: Currently, the developer is offering to absorb the SPA and loan agreement’s legal fees.

The neighbourhood vibe: Tropicana Metropark is designed as a self-sustaining integrated township and is part of Subang Jaya. Apart from Digi’s headquarters, Maxis is also located nearby. Measuring some 88 acres, the freehold development will feature serviced apartments, retail shops, offices, an international school and a 9.2-acre central park. 

The developer, Tropicana Corp Bhd has also built a flyover which directly connects the township to the Federal Highway; the Tropicana Metropark Link is currently open to traffic. 

#6 SkyLuxe On The Park @ Bukit Jalil

What you get: A 2-bedroom, 1,011 sq. ft. unit which is priced at RM765,000 will cost you RM3,448 each month.

Skyluxe on the Park is a project undertaken by Skyworld Group and the low-density development will span across 2 towers, standing 44 storeys high. Scheduled to be completed in 2020, the project offers 6 types of layouts from 661 to 1,224 sq. ft. comprising 1 to 3 bedrooms.

Recommended household income: Minimum RM11,670.

The neighbourhood vibe: Bukit Jalil enjoys close proximity to Kuala Lumpur City Centre and some of the roadways servicing this suburb include the Bukit Jalil highway, KL-Seremban highway, Sungai Besi highway, KESAS highway, MEX highway, Damansara-Puchong highway and the MRR2.

The much-awaited RM4 billion Bukit Jalil City which harbours Pavilion Mall 2 is another pull factor for residents to purchase a home here as well. Moreover, the refurbishment of the National Sports Center alongside the proposed development of KL Sports City will amplify Bukit Jalil’s appeal even more, a plus point for when you decide to resell or rent out your property down the road.

  • Please note that the calculations above are just a guideline based on estimates. Variables such as monthly expenses, interest rate and loan eligibility will differ from buyer to buyer.
  • Property locations are also subject to buyers’ preferences and requirements. Our recommendations might not be suitable for everyone. Ultimately, it is up to the buyers to evaluate and decide on a case-to-case basis.

Looking for more? Continue the search for your dream home here

 Edited by Reena Kaur Bhatt

Disclaimer: The information is provided for general information only. Malaysia Sdn Bhd makes no representations or warranties in relation to the information, including but not limited to any representation or warranty as to the fitness for any particular purpose of the information to the fullest extent permitted by law. While every effort has been made to ensure that the information provided in this article is accurate, reliable, and complete as of the time of writing, the information provided in this article should not be relied upon to make any financial, investment, real estate or legal decisions. Additionally, the information should not substitute advice from a trained professional who can take into account your personal facts and circumstances, and we accept no liability if you use the information to form decisions.

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