21 January, KUALA LUMPUR – Datuk Seri Najib Tun Razak said one of the main focus of the Barisan Nasional (BN) government is to provide affordable housing for the people and various initiatives have been implemented since he took over as the prime minister in 2009.
“Every federal government budget has funds for public housing. In Budget 2018, some RM2.2 billion has been allocated to provide housing for all,” he said in a recent posting on his blog, NajibRazak.com entitled “Housing For All”.
The initiatives include for the bottom 40 percent income households (B40) via the Perumahan Rakyat Programme in the form of rental or purchase at very low prices ranging from RM35,000 to RM42,000, with the remaining costs covered by government subsidies.
For the B40 (poor) without houses or living in dilapidated houses, but with land, there is the Rumah Mesra Rakyat 1Malaysia programme with the government building a house at RM65,000, that is with a government subsidy of RM20,000 at two percent interest rate for loans.
There is also the Rumah Idaman Rakyat programme where houses are built on state or federal government land at a price not exceeding RM350,000 with sale priority for disabled persons or single mothers.
Najib said for the middle-income group (M40), the government provides the Perumahan Rakyat 1Malaysia (PR1MA) houses build in strategic areas and sold at between RM100,000 and RM400,000.
“There is also Rumah Wilayah Persekutuan (Rumawip) which targets Malaysians who live or work in Federal Territory who want to buy their first homes. Rumawip is priced at between RM63,000 to RM300,000.
“For civil servants, the government is implementing the Penjawat Awam 1Malaysia (PPA1M) programme with housing for low and medium income civil servants, priced at between RM90,000 and RM300,000 each.”
The government also introduced various schemes to help the people own homes, one of which is the Rumah Pertamaku scheme to help young people with income of less than RM5,000 get 100 percent financing.
“I recently announced the MyDeposit scheme, where the government is helping people who want to buy a home but have no down payment to pay the deposit equivalent to 10 percent of the house valued below RM500,000 or up to a maximum of RM30,000.”
The BN chairman, said, unfortunately, the government’s housing initiatives were exploited by the opposition just like the Bantuan Rakyat 1Malaysia (BR1M), Klinik 1Malaysia, education and health subsidies.
“Instead of spreading lies against the government, they (opposition) should inform the people of the benefits of the initiatives to help then own homes.
“They should not oppose just because they are opposition. Since the opposition is incapable of implementing them, they should bring the people to those who can deliver, in this case, BN,” he added.