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		Guides
	What can I Afford Choosing your Financial Institution Loan Applications: Documents Required Fees and Charges Assesing your loan repayment capacity Margin of financing Loan Tenure Common housing loan packages offerd by financial institusions Daily rests vs monthly rests Graduated payment scheme Prepayment flexibility Partial prepayment of the outstanding loan Early termination penalty Documentation Valuation report Insurance Loan disbursement Rights and duties of the borrower and financial institution

		Faqs
	How much can I afford? How much can I borrow? How long does it take to process a loan? What is the difference between conventional financing and Islamic financing? Why do I need a valuation? Do I need to appoint a lawyer? Can I choose my own lawyer? Who pays for the legal fees? What if I run into financial difficulties and cannot meet my loan repayments? Can I pay off my loan in full earlier than the agreed loan tenure? Is there any waiver of penalty fees for early loan settlement? Why does my outstanding loan remain high at the initial stage despite the repayments made? Can I make extra payments other than the monthly contractual repayments? Do I need a guarantor for a loan facility? Does the financial institution have the right to charge my loan account for any miscellaneous charges incurred by them such as late payment charges, legal costs, insurance, etc? How long is the grace period for payment of my monthly instalment/interest? When does the financial institution release the loan to the seller/developer? Can I purchase a house under joint names and apply for the housing loan only under my name? If the developer abandons the project, am I still required to service my interest/instalment payments? What happens when the loan is fully repaid? What happens in the event of death of a borrower who has not bought insurance? What can the financial institution do if I do not make repayments? What is the most convenient way to repay my loan? Should I consider refinancing my loan if I am offered a lower interest rate?

		Property Market Report
	DTZ Q1 2006 DTZ Q2 2006 DTZ Q3 2006 DTZ- Global office 2007 Knight Frank H1 2006 Knight Frank H2 2006

		Home Buyers Association
	Building and Common Property (Maintenance and Management) Act 2007 (Act 633) – Highlights (Part I) Building and Common Property (Maintenance and Management) Act 2007 (Act 633) – Highlights (Part II) A note of caution on housing loans Transfer ownership of strata titles or be fined Investment - Beware of guaranteed rents Management Corporation - Preparing for an Annual General Meeting (AGM) Electing your Council Leader in your Home Community Licensed Real Estate Agent vs. Bogus Real Estate Agent Ways to Buy House Boost for Home Buyers - Changes in Property Law on the Horizon The Key Players in the Life of a New House Buyer Not All Apartments are the Same What is the 10:90 or Built then Sell? A Need for Private Building/Home Inspectors Making the Right Choice What is the difference between leasehold and freehold tenures? Organizing Resident Association

		By Agents
	Investing in REIT shares by Stephen Tiew, MIEA Past President Tips towards owning your dream home by Victor Lim, Principal- iProp Realty Sdn Bhd Where to put your money in the residential market by Previndran Singhe (CEO, Zerin Properties) Who Are Estate Agents by Chan Ai Cheng (General Manager, S. K. Brothers Realty (M) Sdn Bhd) Money And The Estate Agent by Chan Ai Cheng (General Manager, S. K. Brothers Realty (M) Sdn Bhd) Will the KLCC Location Sustain or not? by Previndran Singhe (CEO, Zerin Properties) Update for MM2H Programme by Poloair Consultancy (MM2H) Sdn Bhd

		By iProperty
	Buying & Selling Procedures Use these tips to find the right real estate agent for your needs

		By Press
	Strata versus individual title - The Edge The attractions and hidden costs of serviced apartments


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